GENDER, FINANCIAL INCLUSION AND POVERTY IN CAMEROON

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Cameroon, like more than 50 developing countries, is committed to the financial inclusion and gender targets set out in various global agendas (SDGs, AU, etc.). This commitment has resulted in the adoption since 2015 of the National Strategy for Inclusive Finance (SNFI), which aims to make financial inclusion an important lever in the fight against poverty. This paper proposes to analyze the link that may exist between monetary poverty and financial inclusion through the prism of gender. This analysis was based on econometric estimates based on data from ECAM 4 in 2014 and FINSCOPE in 2017. The results show that the poor are less financially included than the non-poor, and that women aged 15 and over are less financially included than men. It was also noted that there is a strong relationship between poverty and financial inclusion among women, and that factors related to a woman’s poverty status and her financial inclusion work in the same direction, so acting to improve women’s access to financial products (financial inclusion) will certainly contribute to lifting them out of poverty and vice versa. As a recommendation, it can be noted that financial inclusion can also be used, in the Cameroonian context, as a lever for the fight against poverty, particularly among women.

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